M&S launches Sparks Pay allowing members to borrow GBP 500
What: Sparks Pay has been launched with M&S Bank to roll out across M&S.com and the M&S app, allowing users to apply for a new digital credit account and borrow up to 500 GBP for purchases.
Why it is important: Shoppers will get up to 76 days of interest-free borrowing on their first order when they pay the balance in full and up to 45 days for later transactions with a potential annual interest rate could be 23.9%.
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